Real estate deal calculator

Where AI changes the answer

Most CRE calculators answer one question at a time — and that is exactly how good deals hide bad numbers. This real estate deal calculator computes all six core metrics from a single shared input set, so you read the WHOLE deal at once instead of pricing it on a single flattering figure. **Where AI changes the answer — reading metrics TOGETHER:** A strong-looking cap rate can quietly sit on a sub-1.20x DSCR: the asset yields well unlevered, but the financing barely covers debt, and most commercial lenders will not fund it. Seeing both numbers side by side surfaces that tension immediately — a single-metric cap-rate page never would. A low, attractive gross rent multiplier can mask a thin NOI: GRM ignores operating expenses entirely, so a property that looks cheap on price-to-rent may produce far less net income than a higher-GRM asset running lean. The workbench shows GRM and NOI together so the screening shortcut is checked against the real income. A high cash-on-cash return is often the product of aggressive leverage — and high leverage shows up as a high loan-to-value and a compressed DSCR. Reading cash-on-cash, LTV, and DSCR together tells you whether the return is earned or borrowed. Where AI extends this: it can read the full six-metric picture, flag the internal contradictions (a yield/coverage mismatch, a screen/income mismatch, a return/leverage mismatch), and point to the single input lever — NOI growth, lower leverage, or a different price — that would move the deal most. Any benchmark range it cites is a labelled ESTIMATE, not a quote, an appraisal, or lending advice: this is decision-support for your own underwriting, never a substitute for verified comparable sales, a full underwrite, or your lender's term sheet. Every metric here is computed by the same real formula modules that power the dedicated single-metric calculators — no fabricated stats, no paywall, no email required to see the result.

Questions real estate teams ask