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Pro-Forma Generator
Debt Sizing
DSCR / LTV / debt-yield constrained · LTV-of-cap binds → $37.8M (loan-northgate)
Constraints
Stabilized NOI$3,640,000
Total cap (all-in)$58,200,000
Target LTV-of-cap65%
Min DSCR1.18x
Min debt yield7.0%
All-in rate7.35%
AmortizationIO (0-yr amort)
Term / IO3yr / 36mo
On an IO bridge the DSCR / debt-yield maxes are loose, so LTV-of-cap binds. An amortizing 30-yr term raises the constant → maxByDSCR falls and DSCR could bind instead.
Sized loan · IO bridge
Max by LTV (65% of cap)$37,830,000◀ Binding
Max by DSCR (1.18x)$41,969,330
Max by debt yield (7.0%)$52,000,000
Loan amount$37,800,000
Implied LTV-of-cap64.9%
Implied DSCR1.31x
Implied debt yield9.6%
Annual debt service$2,778,300 (IO)
✓ loanAmount = min(LTV, DSCR, debt-yield) = $37.80M · LTV-binding
Lender quotes
6 competing term sheets · click to load terms